LifestyleDesignUnleashed

If this is the first time you’ve visited this site then you may not know that one of my greatest successes online has been creating the world’s most high-traffic website for advice on merchant accounts and credit card processing.

While I eventually sold the site to an investor last year I dedicated several years of my life to the old site and with all the traffic we were seeing we were getting a constant stream of emails about merchant account providers.

Some of these were from credit card processors looking to be featured on our site, others were press releases about new companies, offers or software but a large number was actual customer feedback (both good and bad) about various merchant account providers.

For several companies we worked with, we actually got to see “under the bonnet” and look at specific applications for merchant accounts, to see what kind of merchants were being accepted (and why others were being declined) and so on. I also personally got to know a number of senior people within massive merchant provider companies.

If you like, I was really “plummed into” the market more than anyone else. We saw both sides – the merchant account providers and the businesses looking to accept credit cards – and our job was essentially to provide the necessary information to successfully match up businesses with the most suitable merchant account credit card provider.

Over the 4+ years I ran the site we received literally hundreds – if not thousands – of reviews about different merchant accounts and tested out dozens of providers until we came up with our “hot list” which really comprised a list of the very best merchant accounts and those that accepted the greatest range of businesses from start-ups to seriously large companies.

Of all of these the Charge.com reviews that we got were always far and away the very best we saw. There are a huge number of reasons for this. Firstly Charge.com offers free setup to all US businesses – larger or small – and this makes the initial setup very cost effective of course. The necessary forms one needs to fill in to be able to start accepting are also minimal when compared to many competitors.

With any merchant account there are regular costs and Charge.com is really no different. You will pay a fixed per-transaction fee and then a percentage of each transaction ontop. It’s just the nature of the business and there is no way to get around this. Fortunately Charge.com adopted a policy where their fees were the lowest in the business – which they hoped to make up for by attracting plemty of new business. This means that merchants using Charge.com to process their credit cards ended up paying fewer fees and making more profits at the end of the month.

Also, and this seems a weird thing to say, but the free software that Charge.com give you to process credit cards just flat out works – easily and simply. Too many other providers that we reviewed had glitches in their software or their servers would go down so website owners would suddenly find that their customers couldn’t place orders. The Charge.com software is tried and tested and we’ve never experienced any problems at all with it.

Charge.com reviews wouldn’t be complete without also mentioning that they offer *instant approval* so rather than having to fill in a load of forms, pay an application fee and stand around for a few weeks waiting for an answer Charge.com offers free, instant approval. You just fill in one form and you’re ready to start accepting credit cards the same day.

On a personal note I should also say that I got to know the owner of Charge.com over the years too because we sent them so much business and he is a super-nice guy who really cares about his customers. Really nothing is too much trouble and any minor niggles I have seen have been sorted out in no time flat thanks to the passion with which the company is run.

To this day I still personally believe – after years of research, interviews and reviews – that Charge.com is quite simply the very best merchant account provider for anyone based in the USA that is looking to accept credit cards.

You can find out more about Charge.com or sign up for an account risk-free and cost-free by clicking here now.

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